If you live or work in one of these zones and have any doubts about your coverage, you might want to consider speaking to your broker. A study conducted by RealtyTrac used data from over 3,000 counties to develop a color coded map of the riskiest areas in terms of natural disaster exposure. These exposures include losses caused by hurricanes, tornadoes, earthquakes and fires.

Check out the map--It may be time to update your coverage!

Click here for more details and to view the interactive version.