Owning a business or operating a non-profit organization involves a substantial amount of risk.

Managing those risks in a cost-effective manner requires proficient, creative, and proactive solutions. Make the most of your investment with Capstone Group to develop key solutions that address your complex needs in a continuously changing environment.

For Capstone, the process begins by sitting down with the business owners and the management team and understanding their goals and objectives. A proper insurance & risk management program should align with the business plans and reflect the interests of the leadership team. These conversations are critical to our success. Long and short-term goals and growth projections dramatically impact an organization’s insurance program and, if not planned for, can present a major exposure to the business. From there, we develop effective, creative and proactive solutions that strengthen a business and protect it from potential risks.

Commercial Insurance

Properly mitigating commercial risks does not always result in insurance. But when it does, Capstone is equipped to offer a broad range of products, including:

• Builders Risk

• Captives

• Commercial Automobiles

• Construction Wrap-Ups

• Cyber Liability & Data Breach

• Defense Base Act (DBA)

• Directors & Officers Liability

• Employment Related Practices Liability

• Environmental Liability

Industry Experience

Our team has extensive experience across many industries, including, but not limited to:

• Automotive Services

• Construction, Contractors & Developers

• Education

• Engineers

• Financial Services

• Government Contractors

• Healthcare

• Labor Unions