Franchise Insurance Program

Capstone Group is a preferred insurance provider for Heyday Franchisees.

Coverages and services include, but are not limited to:

  • Commercial General Liability

  • Commercial Property (Buildings, Furniture, Inventory & Tenant Improvements)

  • Business Interruption & Business Income Loss

  • Workers Compensation

  • Cyber Liability & Data Breach

  • Employment Related Practices Liability (EPLI)

  • Employee Benefits, Payroll & HR Support

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Heyday understands the importance of the right coverage to protect their customers, operators, and their brand

By negotiating rates and coverage on behalf of all Heyday Franchisees, Capstone Group aggregates buying power across all locations to ensure each one receives the most comprehensive and cost effective conditions available

Required Coverages & Minimum Limits:

HEYDAY Client Services Team

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Thomas Fox, CLCS | Risk Management Advisor

Email: tfox@capstonegrp.com

Contact for: New location quoting, Additional locations

Lisa Loewen, AIS, CISR, CLCS | Lead Account Manager

Email: lloewen@capstonegrp.com

Contact for: Report claims, Certificates of insurance (COI) requests, Current policy changes, additional servicing needs, etc.

If you currently own or are opening a Heyday location, please provide the information to obtain a proposal:


Pricing Considerations:

While the operations of each location are similar, insurance rates will vary based on several factors including but not limited to: Geographical location | Claims history | Owner's credit score | Sales | Payroll | Fit out costs | Age of building | Building protective safeguards


Questions? Contact Heyday’s program administrators:

Phone: 215-542-8030

Email: heyday@capstonegrp.com