Franchise Insurance Program
Capstone Group is a preferred insurance provider for Heyday Franchisees.
Coverages and services include, but are not limited to:
Commercial General Liability
Commercial Property (Buildings, Furniture, Inventory & Tenant Improvements)
Business Interruption & Business Income Loss
Workers Compensation
Cyber Liability & Data Breach
Employment Related Practices Liability (EPLI)
Employee Benefits, Payroll & HR Support
Heyday understands the importance of the right coverage to protect their customers, operators, and their brand
By negotiating rates and coverage on behalf of all Heyday Franchisees, Capstone Group aggregates buying power across all locations to ensure each one receives the most comprehensive and cost effective conditions available
Required Coverages & Minimum Limits:
HEYDAY Client Services Team
Thomas Fox, CLCS | Risk Management Advisor
Email: tfox@capstonegrp.com
Contact for: New location quoting, Additional locations
Lisa Loewen, AIS, CISR, CLCS | Lead Account Manager
Email: lloewen@capstonegrp.com
Contact for: Report claims, Certificates of insurance (COI) requests, Current policy changes, additional servicing needs, etc.
If you currently own or are opening a Heyday location, please provide the information to obtain a proposal:
Pricing Considerations:
While the operations of each location are similar, insurance rates will vary based on several factors including but not limited to: Geographical location | Claims history | Owner's credit score | Sales | Payroll | Fit out costs | Age of building | Building protective safeguards